Long-Term Care Insurance is a misunderstood type of insurance for many people. It is a product designed to help with the cost of nursing or home health care if you’re unable to complete certain Activities of Daily Living (ADL). Long-Term Care Insurance typically helps you pay for the expenses that you incur to have help, either in a nursing facility or in your home, with certain everyday activities such as bathing, toileting, and eating.  Unlike life insurance that pays expenses after death, long-term care insurance pays for expenses while you’re alive.

Long-Term Care Insurance is a very personal type of insurance and for that reason it is very important that you work with a local insurance agent to help you determine if it’s right for you and if so, what type of coverage is right. Our partnering insurance agents work with some of the best insurance companies in the industry and can offer a wide variety of options depending on your specific needs.